Finance Options


Finance Options

 

Need to replace an appliance now? We've made it easier for you to budget for your home improvement purchases by offering several finance options. You can take advantage of most of these options when shopping online and in our stores.


Online Shopping Finance Options

Our online checkout accepts:

GEM Visa Via 'Secure Credit Card':
  • 6 months interest free for purchases over $250
Apply for GEM Visa Finance T&Cs
Q-Card
  • 3 months interest free deferred payments

Use Secure Credit Card Button at checkout

  • 24 months interest free for purchases over $199
  • 12 months interest free for purchases over $199
  • 6 months interest free deferred payments for purchases over $250

Use QCard Long Term Finance Button at checkout

Apply for Q-Card
Afterpay Logo 4 equal fortnightly interest free payments
Laybuy Logo 6 equal weekly interest free payments
Zip Logo  4 equal fortnightly interest free payments

To take advantage of the above payments, you'll need an approved Gem Visa, Q-Card, Laybuy, Afterpay or Zip account.

Applying is easy online. Please follow the links below:

12 Months Interest Free on online purchases over $400 with Q Mastercard in September 2020

Finance Promotion

12 Months Interest Free on online purchases over $400 with Q Mastercard in September 2020

12 MONTHS INTEREST FREE* ON ONLINE PURCHASES $400 & OVER WHEN YOU USE YOUR Q MASTERCARD, FLIGHT CENTRE MASTERCARD OR FARMERS MASTERCARD in our standard online checkout using the "Secure Credit Card" payment method.

*12 months interest free is available on Flexi Payment Plans & Flexi Purchases for online purchases only. Offer valid from 1 September 2020 to 30 September 2020. Minimum spend $400. Annual Account Fee of $50 applies. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change. Columbus Financial Services Limited or Consumer Finance Limited (as applicable) reserve the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated


In Store Finance Options

Our stores offer several short and long term finance options. These can also be arranged with our team over the phone.

GEM Visa
  • 24 months interest free for purchases over $500
  • 12 months interest free for purchases over $250
  • Any purchase over $250 is eligible for 6 months interest free terms
  • 9 months interest free deferred payments for purchases over $250
Apply for GEM Visa Finance T&Cs
Q-Card
  • 24 months interest free for purchases over $199
  • 12 months interest free for purchases over $199
  • 6 months interest free deferred payments for purchases over $250
  • Any purchase is eligible for 3 months interest free deferred payments
Apply for Q-Card
Finance NOW
  • 6 - 48 months at 7.99% per annum for purchases over $1000
  • $50 set up fee
  • 2 forms of ID required
  • Applications may take 20-30 minutes to approve
Apply online for pre-approval
Afterpay Logo 4 equal fortnightly interest free payments Apply for Afterpay
Laybuy Logo 6 equal weekly interest free payments Apply for Laybuy
Zip Logo 4 equal fortnightly interest free payments Apply for Zip

Contact us on 09 636 1111 to arrange your finance option.

Applying is easy online. Please follow the links below:


Please note that all of the above finance options are governed and are subject to approval by the respective providers. Please ensure that you are familiar with the terms and conditions of the finance option you wish to use. Standard credit lending criteria applies. Establishment and/or account fees and credit limits may also apply. Monthly payments may be required throughout interest free periods. Interest free finance options cannot be used in conjunction with other promotional offers such as bonus voucher with purchase or cashback promotions.

 

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