Finance Options

Need to replace an appliance now? We've made it easier for you to budget for your home improvement purchases by offering several finance options. You can take advantage of most of these options when shopping online and in our stores.

Online Shopping Finance Options

Our online checkout accepts:

	6 months interest free for purchases over $250 Use at checkout
	24 months interest free for purchases over $500 Use at checkout Apply for GEM Visa Finance T&Cs *Normal credit and lending criteria and fees, including a Gem Visa $55 establishment fee and annual fees ($52 Gem Visa / $50 Gem CreditLine), apply. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. Prevailing interest rate (currently Gem Visa 25.99% p.a./ Gem CreditLine 29.95% p.a.) applies to any remaining balance on the expiry of the interest free period. Gem Visa / Gem CreditLine is provided by Latitude Financial Services Limited.
	3 months interest free deferred payments Use at checkout
	24 months interest free for purchases over $199 12 months interest free for purchases over $199 6 months interest free deferred payments for purchases over $250 Use at checkout Apply for Q-Card
	4 equal fortnightly interest free payments
	6 equal weekly interest free payments
	4 equal fortnightly interest free payments

To take advantage of the above payments, you'll need an approved Gem Visa, Q-Card, Laybuy, Afterpay or Zip account.

Applying is easy online. Please follow the links below:

In Store Finance Options

Our stores offer several short and long term finance options. These can also be arranged with our team over the phone.

	24 months interest free for purchases over $500 12 months interest free for purchases over $250 Any purchase over $250 is eligible for 6 months interest free terms 9 months interest free deferred payments for purchases over $250 Apply for GEM Visa Finance T&Cs *Normal credit and lending criteria and fees, including a Gem Visa $55 establishment fee and annual fees ($52 Gem Visa / $50 Gem CreditLine), apply. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. Prevailing interest rate (currently Gem Visa 25.99% p.a./ Gem CreditLine 29.95% p.a.) applies to any remaining balance on the expiry of the interest free period. Gem Visa / Gem CreditLine is provided by Latitude Financial Services Limited.
	24 months interest free for purchases over $199 12 months interest free for purchases over $199 6 months interest free deferred payments for purchases over $250 Any purchase is eligible for 3 months interest free deferred payments Apply for Q-Card
	6 - 48 months at 7.99% per annum for purchases over $1000 $50 set up fee 2 forms of ID required Applications may take 20-30 minutes to approve Apply online for pre-approval
	4 equal fortnightly interest free payments Apply for Afterpay
	6 equal weekly interest free payments Apply for Laybuy
	4 equal fortnightly interest free payments Apply for Zip

Contact us on 09 636 1111 to arrange your finance option.

Applying is easy online. Please follow the links below:

Please note that all of the above finance options are governed and are subject to approval by the respective providers. Please ensure that you are familiar with the terms and conditions of the finance option you wish to use. Standard credit lending criteria applies. Establishment and/or account fees and credit limits may also apply. Monthly payments may be required throughout interest free periods. Interest free finance options cannot be used in conjunction with other promotional offers such as bonus voucher with purchase or cashback promotions.